Best money-saving apps. Regardless of your starting point, there are an increasing number of apps that can help you save money. They’re mostly intended to motivate you to get into the habit of saving without overthinking it. These apps will require you to reveal your bank information, so read the terms and conditions carefully.
Ready to start making some serious savings in 2023? Continue to read.
Here are ten apps that we admire for their simplicity and unique approach to saving.
Ibotta gives you cashback on purchases made at over 1,000 different stores. Users choose the discounts they want to use and then use the mobile app to scan their receipts to validate their purchases. Ibotta can be linked to a store account at some retailers, such as Walmart and Target, to make it easier to redeem discounts. There is also a browser extension that can be used to get cashback when purchasing online. Earnings can be withdrawn or transferred to a bank account via PayPal.
One of the most well-known automated savings apps is Digit. The service examines all of the transactions that occur in and out of your checking account. It transfers funds from checking to savings on a regular basis in amounts determined by its algorithms to be safe to save. Digit is a wonderful choice for people who consider themselves to be spenders rather than savers.
With Digit, you may sign up for overdraft protection, which comes with a “no overdraft guarantee.” If you are unable to make a financial contribution, Digit will not remove any funds and will back it up with a guarantee. It will take one to three business days to get the money back into your checking account. You can spend 99 cents to have the money returned in 30 minutes if you need it right away.
3. Fetch Rewards
Fetch Rewards is another piece of software that rewards users for regular purchases. Every receipt scanned into the app earns users points. According to the app, it covers thousands of things, and even receipts without a linked brand can earn points. Points can be redeemed for gift cards, charitable donations, and sweepstakes entries by entering e-receipts into the app.
Dobot is a good app for anyone looking for a free way to start saving for things they care about most. After you link a checking account, Dobot will automatically move small amounts from it into your savings account every few days.
Dobot’s owner, Fifth Third Bank, holds your savings deposits in its name. The app will also give you messages that will keep you up to date on your progress and provide you with money-saving ideas. Your Dobot account, however, will not earn interest.
SingleCare partners with over 35,000 pharmacies across the U.S. to offer discounts on over 10,000 prescriptions. Users can download the free app, look for the pricing of their prescriptions at nearby pharmacies, and then show the pharmacist an electronic coupon card to get a discount. Consumers should be able to access the discount without having to show the coupon after the pharmacy has entered it once, according to SingleCare’s chief pharmacy officer.
This Italian-based coupon app is used by millions of customers around the world to help them find the best prices in their local shopping areas. ShopFully, which is available on the web, iOS, and Android, takes your location into consideration so you can peruse brochures, coupons, and relevant shopping information for all of the stores in your area.
Look for bargains in a variety of areas, including grocery and pet supplies, as well as electronics, furniture, clothes, and more. Customers can join loyalty or rewards programs at most brands and shops. Many also sell gift cards, which makes birthdays and other special events a little easier.
Shopkick isn’t a savings app, but it does allow users to earn reward points (known as “kicks”) that may be redeemed for gift cards. Users can earn points by scanning items in stores, viewing movies, or making online purchases, among other things.
Kicks can also be gained by picking up your groceries at a partner retailer’s curbside. You can exchange your reward points for digitally delivered gift cards.
Customers can get cashback refunds for certain purchases when they use RebateKey. RebateKey is unique in that we have over 30,000 e-commerce and Amazon brands directly listing their greatest prices and items on our site, says the co-founder and CEO of the company. RebateKey works with brands to increase sales, and cashback can range from 5% to 100% of the transaction price. 35 days after a transaction, cashback is issued in the form of a paper check.
CheckoutSmart, one of the most popular cashback and coupon applications in the UK, allows you to earn cash back every time you shop at the supermarket. It’s completely free and simple to use: simply browse exclusive discounts on all of your favorite supermarket brands, shop in-store or online, then take a photo of your receipt and upload it to your account for a quick payback into your bank or Paypal account.
CheckoutSmart, which has been recommended by Good Housekeeping, BBC One, and Money Saving Expert, can save you hundreds of pounds per year. It can be used at all major retailers, including Tesco, Sainsbury’s, Morrison’s, and Waitrose, as well as local shops, gas stations, and high-street stores.
Raise, as an online gift card marketplace, can be used to earn or save money. The app allows users to make money by selling unwanted gift cards. Individuals wishing to save money can shop for discounted gift cards or receive cashback from partnered brands ranging from 3% to 30% when purchasing gift cards at face value. In addition, the app offers a variety of coupons, promo codes, and other savings.
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